Free freelancer tool
Freelance Take-Home Pay Calculator
See what actually reaches you on Fiverr, Upwork and Freelancer.com after platform and withdrawal fees, side by side.
Fiverr
$0
Fiverr’s standard seller fee is 20% of the order, including extras and tips. Withdrawal fees from Fiverr’s help center.
Upwork
$0
Upwork sets a fee between 0% and 15% per contract and shows it on the offer before you accept. Enter the fee for your withdrawal method from your Upwork settings.
Freelancer.com
$0
Freelancer.com requires a minimum withdrawal of $50 after fees.
Fees from Freelancer.com’s fees and charges page.
Fees last checked: 6 November 2026. Platforms change their fees, and your payout provider or bank may add currency conversion or receiving charges. Each result assumes one withdrawal for this amount. Withdrawing several orders at once spreads the withdrawal fee across them. This tool is an estimate, not financial or tax advice.
Not sure which platform or side hustle fits you? Take the free 2-minute Side Hustle Finder →How the calculator works
Enter the price a client pays, or switch to the second tab and enter the amount you want to receive. The calculator applies each platform's seller fee and the withdrawal fee for the method you choose, then shows what reaches you. You can also set aside a percentage for tax so you see a realistic figure to spend.
- Fiverr keeps a 20% seller fee on each order, including extras and tips. Withdrawal fees depend on the method: $0 to PayPal, $1 for a bank transfer via Payoneer and $3 to a Payoneer account, according to Fiverr's help center.
- Upwork charges a service fee between 0% and 15% that is set per contract. You see it on the offer before you accept, so enter the figure from your contract.
- Freelancer.com charges 10% or $5, whichever is greater, on fixed-price projects and 10% on hourly projects. Most withdrawal methods cost $1, an international wire costs $25, and the minimum withdrawal is $50 after fees.
Why the platform fee is not the whole story
The fee most people look up is the platform's cut, but it is not the only cost. Withdrawal fees take a fixed amount each time you cash out, so small, frequent withdrawals cost proportionally more than one larger withdrawal. Your bank or payout provider may also charge for currency conversion when the money reaches a local account. Grouping several orders into one withdrawal and comparing payout methods are the two easiest ways to keep more of what you earn.
How to price so you still hit your number
If you know what you want to earn from a job, use the "I know what I want to take home" tab. It works backwards from your target and tells you what to charge on each platform. To set the target itself, our guide to pricing your freelance work walks through a simple hourly rate formula. If you are choosing what to sell in the first place, see side hustles for developers, for designers and for writers.
Frequently asked questions
How much does Fiverr take from sellers?
Fiverr keeps 20% of each order, so on a $100 order you receive $80 before any withdrawal fee.
How much does Upwork take from freelancers?
Upwork's service fee ranges from 0% to 15% and is set for each contract. The exact figure is shown on the offer before you accept it.
Which platform lets freelancers keep the most?
It depends on the price, the project type, the Upwork fee on your contract and how you withdraw. Enter your numbers above to compare them side by side.
Are these fees always up to date?
We last checked them on 6 November 2026. Platforms change their fees from time to time, so always confirm on the platform before you rely on a figure.
This calculator gives estimates for general information. It is not financial or tax advice.